Tuesday 5 March 2024

Planner Prompt 2024 Week 10: Savings Tracker

 This week it is suggested that if we are not currently using our Savings Curator (Saint Belford's Curation planner has a hefty section devoted to saving money, including an expense / earnings tracker, with sections on problem solving how to get more money coming in), then we could use the monthly expense tracker to track online purchases.

I love this planner so very much. This right here is one of the best things about it. Not the Savings Curator, specifically, but the fact that the creators know that you aren't going to jump in and use all the features to their full extent right from January first. No, because that would be a great way to set yourself up for failure.

Instead, suggestions weeks in on how to use part of a section help build those little habits a bit at a time. My cat is being so cute right now.

I personally am using the savings curator to track a debt payment, so really I'm only using the first page of it (it has a progress bar).

I could use the monthly bit for tracking budgets for recurring expenses, but I already have a lovely little budget in Excel that tells me what all my regular bills are, and is my paycheque enough to cover them etc.

What I could use the monthly part for, though, is planning out the random "bigger" monthly expenses.

For example, I have a couple hundred dollars each month for things like clothes, shoes, etc. So I could map out who gets new clothes or sporting goods when in the year. It's not budget friendly when I need to replace my bras and get new hikers at the same time that my kids sign up for hockey at the same time that my husband needs five new shirts and so on. We need to take turns.

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